How pre-filled payment info works

Open your Splitceipt profile and add a short payment note. When you create a new bill, the note is pre-filled so you do not have to type the same instructions again.

  1. Save your preference: a payment-app handle or a note such as “Cash is fine.”
  2. Create the bill: check the pre-filled note and edit it for that expense if needed.
  3. Share the split: participants can read the repayment instructions with the bill.
  4. Record repayment: update the status after the money arrives.

The note reduces the follow-up messages between knowing what you owe and knowing how to pay it.

What should you put in the note?

Include the details someone needs to find you in the payment method you both use. For example: “Use my usual payment-app handle, or pay me cash at lunch.” If you accept several methods, list them briefly.

Check the recipient in the payment app before sending. A saved note is a convenience, not verification that an account belongs to the right person.

What the note does and does not do

It is a text field, not a connected wallet. Splitceipt does not use it to send money, charge a card, or confirm a transfer. Repayment happens separately through the method your group chooses.

Only add details you are comfortable sharing with the bill’s audience. Do not enter passwords, card numbers, or bank login credentials. If you enable a Guest link, anyone with that link can view the shared bill and its payment instructions.

Updating your details

Edit the note on your profile when your preferred method changes. New bills use the updated note; check existing bills separately so friends are not following old instructions.

You can leave the field blank and still split bills or record settlements. It is optional context, useful for roommates, regular dinners, and groups whose members use different payment apps.

For the difference between calculating a share and paying it back, see what settling up means.