Splitceipt

Split expenses, not friendships

Terms of Service  ·  Effective date: April 10, 2026  ·  Last updated: August 19, 2026

1. The Service

Splitceipt ("Service", "app", "we", "us", or "our") is a mobile application that allows users to create expense bills, split costs among participants, scan receipts using AI, and track payment settlements. Splitceipt is not a payment processor; it does not transfer money between users or hold funds of any kind.

2. Eligibility

You must be at least 13 years old (or the applicable age of digital consent in your jurisdiction) to use Splitceipt. By using the Service you represent that you meet this requirement. If you are under 18, you represent that your parent or legal guardian has reviewed and agreed to these Terms on your behalf.

3. Account Registration

To use most features you must create an account. You may register using your Google account, Apple ID, or an email address verified via a one-time code. You agree to:

• Provide accurate and truthful information.
• Keep your account credentials secure.
• Notify us immediately at support@splitceipt.com if you suspect unauthorised access to your account.
• Not share your account with others or create accounts on behalf of third parties without their consent.

4. Plans & Subscriptions

4.1 Billing

Pro subscriptions are offered on a monthly or annual basis. Pricing is displayed inside the app before purchase and is charged through your Google Play or Apple App Store account. All prices are inclusive of applicable taxes where required by law.

4.2 Auto-Renewal

Subscriptions renew automatically at the end of each billing period unless cancelled at least 24 hours before the renewal date. Your account will be charged within 24 hours prior to renewal. You can manage or cancel your subscription at any time through your Google Play or Apple App Store subscription settings.

4.3 Refunds

All purchases are final and non-refundable except where required by applicable law or the refund policies of Google Play / Apple App Store. To request a refund, contact Google Play or Apple directly as applicable.

4.4 Free Trials

Where a free trial is offered, unused portions of a free trial are forfeited when you purchase a subscription. We reserve the right to modify or discontinue free trials at any time.

5. Acceptable Use

You agree not to:

• Use Splitceipt for any unlawful purpose or in violation of any applicable law.
• Upload content that is fraudulent, defamatory, obscene, or infringes any third-party rights.
• Attempt to reverse-engineer, decompile, or disassemble the app.
• Use automated tools, bots, or scrapers to access or extract data from the Service.
• Harass, abuse, or harm other users.
• Misrepresent your identity or impersonate another person.
• Introduce malware or otherwise interfere with the Service's infrastructure.

6. User Content

You retain ownership of the content you submit (bill details, names, amounts). By using Splitceipt you grant us a limited, worldwide, royalty-free licence to store, process, and display that content solely for the purpose of operating and improving the Service. We do not use your bill data for advertising or sell it to third parties.

Receipt images you submit for scanning are processed by Google Gemini. We may offer an optional scan-quality review prompt. A review copy is stored only if you affirmatively choose to share feedback and submit an accuracy rating; scanning alone, declining, or closing the prompt does not create one. An opted-in review record contains an encrypted copy of the image and original extracted result, provider/model metadata, and your rating for manual quality review and improvement. These review records do not have an automatic deletion schedule and are manually deleted after the relevant review work is complete, as described in the Privacy Policy. You are responsible for ensuring you have the right to upload any content you provide.

If you select or enter another person's name or email address, you confirm that you are authorised to provide it and to initiate an individual expense invitation to that person.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Intellectual Property

The Splitceipt name, logo, app design, and all related intellectual property are owned by us. Nothing in these Terms grants you a right to use our trademarks or branding. The app is licensed to you on a limited, non-exclusive, non-transferable basis solely for your personal, non-commercial use.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

AI-generated receipt parsing is provided for convenience only. We do not guarantee the accuracy of OCR results. Always review parsed data before settling expenses.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL SPLITCEIPT OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL) ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR USD $10, WHICHEVER IS GREATER.

11. Indemnification

You agree to indemnify, defend, and hold harmless Splitceipt and its affiliates, officers, agents, and employees from any claim, liability, damage, or expense (including reasonable legal fees) arising from your use of the Service, your content, or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your account at any time for violations of these Terms, without prior notice. You may delete your account at any time from the Profile screen in the app.

Upon deletion your account is deactivated immediately. After a 30-day window your account and profile data (name, email, profile details) is permanently erased. Financial records attributable to your account are retained in anonymised form (labelled “Deleted User”) to preserve the integrity of shared expenses for other participants, as required by applicable financial-record-keeping obligations. Receipt scan-quality review records follow the separate manual-review retention process in the Privacy Policy and may be deleted earlier on request. You may cancel a pending deletion by logging back in within the 30-day window.

13. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved in the courts of the relevant jurisdiction.

14. Changes to These Terms

We may update these Terms from time to time. We will notify you of significant changes via the app or by email. Continued use of Splitceipt after the effective date constitutes acceptance of the revised Terms.

15. Contact